{"id":3449,"date":"2026-05-22T16:57:46","date_gmt":"2026-05-22T14:57:46","guid":{"rendered":"https:\/\/insurancevisa.pl\/nieskategoryzowane\/ubezpieczenie-zdrowotne-dla-cudzoziemca-w-polsce\/"},"modified":"2026-09-05T12:19:22","modified_gmt":"2026-09-05T10:19:22","slug":"bao-hiem-y-te-cho-nguoi-nuoc-ngoai-tai-ba-lan","status":"publish","type":"post","link":"https:\/\/insurancevisa.pl\/vi\/poradnik\/ubezpieczenie-zdrowotne-cudzoziemcow\/ubezpieczenie-zdrowotne-dla-cudzoziemca-w-polsce\/","title":{"rendered":"B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong> \u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m t\u00e0i ch\u00ednh gi\u00fap chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. \u0110\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, \u0111\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m thi\u1ebft th\u1ef1c m\u00e0 c\u00f2n l\u00e0 t\u00e0i li\u1ec7u quan tr\u1ecdng khi xin th\u1ecb th\u1ef1c, th\u1ebb c\u01b0 tr\u00fa ho\u1eb7c h\u1ee3p ph\u00e1p h\u00f3a t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa. Ch\u00ednh v\u00ec v\u1eady, b\u1ea1n n\u00ean b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c x\u00e1c \u0111\u1ecbnh m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft v\u00e0 c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb \u0111\u00e2u khi mua b\u1ea3o hi\u1ec3m, nh\u1eefng b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean c\u1ea7n th\u1ef1c hi\u1ec7n sau khi \u0111\u1ebfn Ba Lan v\u00e0 c\u00e1ch ch\u1ecdn b\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i m\u00e0 kh\u00f4ng m\u1eafc ph\u1ea3i nh\u1eefng sai l\u1ea7m t\u1ed1n k\u00e9m.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie\">B\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#od-czego-zaczac\">Khi v\u1eeba \u0111\u1ebfn, n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb \u0111\u00e2u?<\/a><\/li>\n<li><a href=\"#jak-wybrac-polise\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p?<\/a><\/li>\n<li><a href=\"#jakich-bledow-unikac\">Khi mua h\u00e0ng, c\u1ea7n tr\u00e1nh nh\u1eefng sai l\u1ea7m n\u00e0o?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u1eb1m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong th\u1eddi gian l\u01b0u tr\u00fa tr\u00ean l\u00e3nh th\u1ed5 Ba Lan. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 th\u1ec3 c\u1ea7n thi\u1ebft khi xin th\u1ecb th\u1ef1c, th\u1ebb c\u01b0 tr\u00fa ho\u1eb7c \u0111\u01a1n gi\u1ea3n l\u00e0 \u0111\u1ec3 l\u00e0m ph\u01b0\u01a1ng \u00e1n d\u1ef1 ph\u00f2ng trong th\u1eddi gian l\u00e0m vi\u1ec7c, h\u1ecdc t\u1eadp ho\u1eb7c l\u01b0u tr\u00fa c\u00f9ng gia \u0111\u00ecnh. Tr\u00ean th\u1ef1c t\u1ebf, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i n\u00e0y th\u01b0\u1eddng bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh \u0111\u1ed9t ng\u1ed9t, h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n, nh\u1eadp vi\u1ec7n, c\u00e1c x\u00e9t nghi\u1ec7m ch\u1ea9n \u0111o\u00e1n, kh\u00e1m b\u1ec7nh v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p.<\/p>\n<p>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u00f9y thu\u1ed9c v\u00e0o s\u1ea3n ph\u1ea9m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung. Theo s\u1ed1 li\u1ec7u c\u1ee7a ng\u00e0nh, c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i th\u01b0\u1eddng bao g\u1ed3m d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf, thanh to\u00e1n tr\u1ef1c ti\u1ebfp c\u00e1c kho\u1ea3n chi ph\u00ed y t\u1ebf c\u0169ng nh\u01b0 chi tr\u1ea3 chi ph\u00ed kh\u00e1m b\u1ec7nh v\u00e0 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa. \u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111\u1ebfn Ba Lan, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f2n hi\u1ec7u l\u1ef1c trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa. N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh, h\u00e3y tham kh\u1ea3o th\u00eam <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/bao-hiem-y-te-cho-nguoi-nuoc-ngoai\/danh-sach-cac-giay-to-can-thiet-de-lam-thu-tuc-bao-hiem-cho-nguoi-nuoc-ngoai\/\">c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">Tr\u01b0\u1edbc khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u00e3y ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng \u0111\u00f3 c\u00f3 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p v\u00e0 t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng hay kh\u00f4ng. \u0110\u00e2y l\u00e0 ba y\u1ebfu t\u1ed1 m\u00e0 b\u1ea1n n\u00ean b\u1eaft \u0111\u1ea7u xem x\u00e9t.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"od-czego-zaczac\" class=\"kt-adv-heading\">Khi v\u1eeba \u0111\u1ebfn, n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb \u0111\u00e2u?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Nh\u1eefng b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean sau khi \u0111\u1ebfn Ba Lan c\u1ea7n \u0111\u01b0\u1ee3c s\u1eafp x\u1ebfp m\u1ed9t c\u00e1ch c\u00f3 tr\u1eadt t\u1ef1. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y x\u00e1c \u0111\u1ecbnh xem b\u1ea1n c\u1ea7n b\u1ea3o hi\u1ec3m cho m\u1ee5c \u0111\u00edch xin th\u1ecb th\u1ef1c, th\u1ebb c\u01b0 tr\u00fa, l\u00e0m vi\u1ec7c, du h\u1ecdc hay \u0111o\u00e0n t\u1ee5 gia \u0111\u00ecnh. Ti\u1ebfp theo, h\u00e3y x\u00e1c \u0111\u1ecbnh th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn v\u00e0 ng\u00e0y b\u1eaft \u0111\u1ea7u hi\u1ec7u l\u1ef1c c\u1ee7a b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng v\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb \u0111\u00fang ng\u00e0y \u0111\u00f3 v\u00e0 bao ph\u1ee7 to\u00e0n b\u1ed9 th\u1eddi gian m\u00e0 b\u1ea1n c\u1ea7n.<\/p>\n<p>Trong b\u01b0\u1edbc ti\u1ebfp theo, h\u00e3y chu\u1ea9n b\u1ecb c\u00e1c th\u00f4ng tin c\u01a1 b\u1ea3n \u0111\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. Th\u00f4ng th\u01b0\u1eddng, b\u1ea1n c\u1ea7n cung c\u1ea5p th\u00f4ng tin tr\u00ean h\u1ed9 chi\u1ebfu, th\u1eddi gian l\u01b0u tr\u00fa, \u0111\u1ecba ch\u1ec9 li\u00ean l\u1ea1c v\u00e0 \u0111\u00f4i khi l\u00e0 gi\u1ea5y t\u1edd x\u00e1c nh\u1eadn t\u00ecnh tr\u1ea1ng l\u01b0u tr\u00fa. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra xem m\u00ecnh ch\u1ec9 c\u1ea7n mua b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n hay c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng h\u1ec7 th\u1ed1ng b\u1ea3o hi\u1ec3m kh\u00e1c. Vi\u1ec7c tham kh\u1ea3o b\u00e0i vi\u1ebft sau \u0111\u00e2y c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch: <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/cham-soc-y-te-tai-ba-lan\/he-thong-cham-soc-y-te-tu-nhan-o-ba-lan-hoat-dong-nhu-the-nao\/\">H\u1ec7 th\u1ed1ng ch\u0103m s\u00f3c y t\u1ebf t\u01b0 nh\u00e2n \u1edf Ba Lan ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o<\/a>, v\u00ec n\u00f3 gi\u00fap ng\u01b0\u1eddi d\u00e2n d\u1ec5 d\u00e0ng hi\u1ec3u c\u00e1ch s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5.<\/p>\n<p>Khi m\u1edbi b\u1eaft \u0111\u1ea7u chuy\u1ebfn \u0111i, b\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra t\u00ednh s\u1eb5n c\u00f3 c\u1ee7a c\u00e1c b\u00e1c s\u0129, c\u01a1 s\u1edf y t\u1ebf v\u00e0 \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng h\u1ed7 tr\u1ee3. Ch\u1ec9 ri\u00eang m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m th\u00f4i l\u00e0 ch\u01b0a \u0111\u1ee7. \u0110i\u1ec1u quan tr\u1ecdng n\u1eefa l\u00e0 li\u1ec7u khi b\u1ecb \u1ed1m, b\u1ea1n c\u00f3 d\u1ec5 d\u00e0ng \u0111\u1eb7t l\u1ecbch kh\u00e1m hay kh\u00f4ng v\u00e0 li\u1ec7u c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 thanh to\u00e1n c\u00e1c kho\u1ea3n chi ph\u00ed y t\u1ebf theo h\u00ecnh th\u1ee9c kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t hay kh\u00f4ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-wybrac-polise\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft n\u00ean ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m nh\u01b0 th\u1ebf n\u00e0o, h\u00e3y b\u1eaft \u0111\u1ea7u t\u1eeb ph\u1ea1m vi b\u1ea3o hi\u1ec3m. M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ed1t d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i n\u00ean bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan, c\u00e1c l\u1ea7n kh\u00e1m b\u1ec7nh, ch\u1ea9n \u0111o\u00e1n, nh\u1eadp vi\u1ec7n v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p. Nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m c\u00f2n cung c\u1ea5p b\u1ea3o hi\u1ec3m trong tr\u01b0\u1eddng h\u1ee3p m\u1eafc b\u1ec7nh \u0111\u1ed9t ng\u1ed9t, tai n\u1ea1n, v\u00e0 \u0111\u00f4i khi c\u00f2n c\u00f3 c\u00e1c quy\u1ec1n l\u1ee3i b\u1ed5 sung nh\u01b0 v\u1eadn chuy\u1ec3n y t\u1ebf, thu\u1ed1c men ho\u1eb7c t\u01b0 v\u1ea5n y t\u1ebf t\u1eeb xa.<\/p>\n<p>B\u01b0\u1edbc th\u1ee9 hai l\u00e0 ki\u1ec3m tra m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m. Ch\u00ednh trong \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU) m\u1edbi c\u00f3 th\u00f4ng tin v\u1ec1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 quy\u1ec1n l\u1ee3i v\u00e0 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p h\u1ecd c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i chi tr\u1ea3. B\u1ea1n n\u00ean \u0111\u1ecdc k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u1ec1 b\u1ec7nh m\u00e3n t\u00ednh, th\u1eddi gian ch\u1edd, ph\u1ea1m vi \u0111\u1ecba l\u00fd v\u00e0 c\u00e1c gi\u1edbi h\u1ea1n trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m. N\u1ebfu b\u1ea1n \u0111ang so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m, \u0111\u1eebng ch\u1ec9 ch\u00fa \u00fd \u0111\u1ebfn m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m. H\u00e3y ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh hay kh\u00f4ng v\u00e0 li\u1ec7u n\u00f3 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c th\u1ee7 t\u1ee5c xin c\u01b0 tr\u00fa hay kh\u00f4ng.<\/p>\n<p>Vi\u1ec7c t\u00ecm hi\u1ec3u chi ph\u00ed \u0111i\u1ec1u tr\u1ecb th\u1ef1c t\u1ebf s\u1ebd l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 b\u1ed5 sung h\u1eefu \u00edch cho quy\u1ebft \u0111\u1ecbnh c\u1ee7a b\u1ea1n. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng \u0111\u00e1nh gi\u00e1 xem m\u1ee9c b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u1ee7 hay kh\u00f4ng. B\u00e0i vi\u1ebft n\u00e0y s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/cham-soc-y-te-tai-ba-lan\/chi-phi-kham-benh-tu-nhan-tai-ba-lan-la-bao-nhieu\/\">Chi ph\u00ed kh\u00e1m b\u1ec7nh t\u01b0 nh\u00e2n t\u1ea1i Ba Lan l\u00e0 bao nhi\u00eau?<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">G\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng l\u00e0 g\u00f3i r\u1ebb nh\u1ea5t. L\u1ef1a ch\u1ecdn an to\u00e0n h\u01a1n l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) d\u1ec5 hi\u1ec3u, ph\u1ea1m vi \u0111i\u1ec1u tr\u1ecb r\u1ed9ng v\u00e0 h\u1ec7 th\u1ed1ng h\u1ed7 tr\u1ee3 y t\u1ebf \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c hi\u1ec7u qu\u1ea3.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakich-bledow-unikac\" class=\"kt-adv-heading\">Khi mua h\u00e0ng, c\u1ea7n tr\u00e1nh nh\u1eefng sai l\u1ea7m n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Sai l\u1ea7m ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 mua b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng ki\u1ec3m tra xem n\u00f3 ph\u1ee5c v\u1ee5 m\u1ee5c \u0111\u00edch g\u00ec. Ng\u01b0\u1eddi xin th\u1ecb th\u1ef1c c\u00f3 nhu c\u1ea7u kh\u00e1c v\u1edbi sinh vi\u00ean, v\u00e0 l\u1ea1i kh\u00e1c v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng ho\u1eb7c th\u00e0nh vi\u00ean gia \u0111\u00ecnh c\u01b0 tr\u00fa d\u00e0i h\u1ea1n t\u1ea1i Ba Lan. Sai l\u1ea7m th\u1ee9 hai l\u00e0 l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m ch\u1ec9 d\u1ef1a tr\u00ean gi\u00e1 c\u1ea3. Quy\u1ebft \u0111\u1ecbnh nh\u01b0 v\u1eady c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn m\u1ee9c b\u1ed3i th\u01b0\u1eddng th\u1ea5p, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 k\u00e9m ho\u1eb7c thi\u1ebfu c\u00e1c quy\u1ec1n l\u1ee3i quan tr\u1ecdng.<\/p>\n<p>B\u1ea1n c\u0169ng n\u00ean tr\u00e1nh b\u1ecf qua c\u00e1c chi ti\u1ebft trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU). \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh, c\u00e1c tr\u01b0\u1eddng h\u1ee3p mi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m, th\u1eddi gian ch\u1edd v\u00e0 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c th\u00f4ng b\u00e1o b\u1ed3i th\u01b0\u1eddng. M\u1ed9t s\u1ed1 ng\u01b0\u1eddi c\u0169ng qu\u00ean ki\u1ec3m tra xem gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m c\u00f3 ch\u1ee9a \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin c\u1ea7n thi\u1ebft hay kh\u00f4ng v\u00e0 li\u1ec7u c\u00f3 th\u1ec3 xu\u1ea5t tr\u00ecnh nhanh ch\u00f3ng cho c\u01a1 quan ch\u1ee9c n\u0103ng ho\u1eb7c c\u01a1 s\u1edf y t\u1ebf hay kh\u00f4ng. N\u1ebfu b\u1ea1n \u0111ang chu\u1ea9n b\u1ecb cho chuy\u1ebfn \u0111i, t\u00e0i li\u1ec7u n\u00e0y c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/thi-thuc-vao-ba-lan\/cach-mua-bao-hiem-du-lich-truc-tuyen\/\">B\u1ea3o hi\u1ec3m visa tr\u1ef1c tuy\u1ebfn<\/a>.<\/p>\n<p>Ngo\u00e0i ra, b\u1ea1n c\u0169ng n\u00ean t\u00ecm hi\u1ec3u c\u00e1ch t\u00ecm b\u00e1c s\u0129 v\u00e0 n\u01a1i n\u00e0o c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u1ed7 tr\u1ee3 v\u1ec1 ng\u00f4n ng\u1eef. Tr\u00ean th\u1ef1c t\u1ebf, \u0111i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi m\u1edbi \u0111\u1ebfn n\u01b0\u1edbc n\u00e0y. Trong b\u1ed1i c\u1ea3nh n\u00e0y, b\u1ea1n n\u00ean \u0111\u1ecdc cu\u1ed1n c\u1ea9m nang n\u00e0y <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/cham-soc-y-te-tai-ba-lan\/lam-the-nao-de-tim-bac-si-noi-tieng-anh-o-ba-lan\/\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u00ecm b\u00e1c s\u0129 b\u1eb1ng ti\u1ebfng Anh \u1edf Ba Lan<\/a>.<\/p>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ki\u1ec3m tra m\u1ee5c \u0111\u00edch c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m:<\/strong> Visa, th\u1ebb c\u01b0 tr\u00fa, c\u00f4ng vi\u1ec7c ho\u1eb7c vi\u1ec7c h\u1ecdc \u0111\u1ec1u \u0111\u00f2i h\u1ecfi ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 cho ph\u00f9 h\u1ee3p.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>\u0110\u1ecdc \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n:<\/strong> H\u00e3y l\u01b0u \u00fd c\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7, gi\u1edbi h\u1ea1n v\u00e0 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>So s\u00e1nh ph\u1ea1m vi:<\/strong> Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eadp vi\u1ec7n, ch\u1ea9n \u0111o\u00e1n v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 quan tr\u1ecdng h\u01a1n ch\u00ednh m\u1ee9c gi\u00e1.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ki\u1ec3m tra c\u00e1c t\u00e0i li\u1ec7u:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i r\u00f5 r\u00e0ng v\u00e0 s\u1eb5n s\u00e0ng \u0111\u1ec3 xu\u1ea5t tr\u00ecnh t\u1ea1i c\u01a1 quan ho\u1eb7c \u0111\u01a1n v\u1ecb c\u00f3 th\u1ea9m quy\u1ec1n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u00e3y \u0111\u1ea3m b\u1ea3o k\u00edch ho\u1ea1t t\u00ednh n\u0103ng b\u1ea3o v\u1ec7:<\/strong> Ng\u00e0y b\u1eaft \u0111\u1ea7u ph\u1ea3i tr\u00f9ng kh\u1edbp v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa th\u1ef1c t\u1ebf t\u1ea1i Ba Lan.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng?<\/h3>\n<p>Trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p th\u00ec \u0111\u00fang v\u1eady, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi c\u1ea7n c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c, h\u1ee3p ph\u00e1p h\u00f3a th\u1eddi gian l\u01b0u tr\u00fa ho\u1eb7c l\u00e0m b\u1ea3o \u0111\u1ea3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Ph\u1ea1m vi ngh\u0129a v\u1ee5 b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa v\u00e0 c\u01a1 s\u1edf ph\u00e1p l\u00fd. Do \u0111\u00f3, tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m, b\u1ea1n n\u00ean ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi th\u1ee7 t\u1ee5c c\u1ee7a m\u00ecnh.<\/p>\n<h3>Khi \u0111\u1ebfn Ba Lan, n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb \u0111\u00e2u v\u1edbi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m?<\/h3>\n<p>T\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean x\u00e1c \u0111\u1ecbnh r\u00f5 m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. Sau \u0111\u00f3, h\u00e3y so s\u00e1nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a m\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m v\u00e0 ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU). Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u th\u1ef1c t\u1ebf c\u1ee7a m\u00ecnh.<\/p>\n<h3>Th\u00f4ng th\u01b0\u1eddng c\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o \u0111\u1ec3 mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft bao g\u1ed3m th\u00f4ng tin tr\u00ean h\u1ed9 chi\u1ebfu, th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 th\u00f4ng tin li\u00ean l\u1ea1c c\u01a1 b\u1ea3n. \u0110\u00f4i khi, m\u1ed9t t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn t\u00ecnh tr\u1ea1ng l\u01b0u tr\u00fa ho\u1eb7c m\u1ee5c \u0111\u00edch d\u1ef1 ki\u1ebfn c\u1ee7a chuy\u1ebfn \u0111i c\u0169ng r\u1ea5t h\u1eefu \u00edch. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u00eam th\u00f4ng tin trong c\u1ea9m nang <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/bao-hiem-y-te-cho-nguoi-nuoc-ngoai\/danh-sach-cac-giay-to-can-thiet-de-lam-thu-tuc-bao-hiem-cho-nguoi-nuoc-ngoai\/\">Danh s\u00e1ch c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft \u0111\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m<\/a>.<\/p>\n<h3>Ph\u00ed b\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 bao nhi\u00eau?<\/h3>\n<p>Gi\u00e1 c\u1ea3 ph\u1ee5 thu\u1ed9c v\u00e0o th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, \u0111\u1ed9 tu\u1ed5i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea1m vi quy\u1ec1n l\u1ee3i. C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb h\u01a1n th\u01b0\u1eddng c\u00f3 ph\u1ea1m vi h\u1eb9p h\u01a1n ho\u1eb7c m\u1ee9c gi\u1edbi h\u1ea1n th\u1ea5p h\u01a1n. Do \u0111\u00f3, c\u1ea7n \u0111\u00e1nh gi\u00e1 chi ph\u00ed song song v\u1edbi m\u1ee9c \u0111\u1ed9 h\u1eefu \u00edch th\u1ef1c t\u1ebf c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<h3>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m th\u1ef1c s\u1ef1 hi\u1ec7u qu\u1ea3?<\/h3>\n<p>C\u1ea7n ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p, chi ph\u00ed n\u1eb1m vi\u1ec7n v\u00e0 c\u00e1c l\u1ea7n kh\u00e1m b\u1ec7nh hay kh\u00f4ng. C\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m v\u00e0 c\u00e1ch th\u1ee9c t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3 c\u0169ng r\u1ea5t quan tr\u1ecdng. M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ed1t c\u1ea7n ph\u1ea3i d\u1ec5 hi\u1ec3u v\u00e0 thu\u1eadn ti\u1ec7n khi s\u1eed d\u1ee5ng.<\/p>\n<h3>Li\u1ec7u g\u00f3i d\u1ecbch v\u1ee5 r\u1ebb nh\u1ea5t c\u00f3 ph\u1ea3i l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng h\u1eb3n v\u1eady. M\u1ee9c ph\u00ed th\u1ea5p c\u00f3 th\u1ec3 \u0111\u1ed3ng ngh\u0129a v\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m h\u1ea1n ch\u1ebf, m\u1ee9c b\u1ed3i th\u01b0\u1eddng th\u1ea5p ho\u1eb7c th\u1ee7 t\u1ee5c gi\u1ea3i quy\u1ebft quy\u1ec1n l\u1ee3i kh\u00f4ng thu\u1eadn ti\u1ec7n. S\u1ebd an to\u00e0n h\u01a1n n\u1ebfu so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m d\u1ef1a tr\u00ean ph\u1ea1m vi v\u00e0 \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m, ch\u1ee9 kh\u00f4ng ch\u1ec9 d\u1ef1a v\u00e0o m\u1ee9c ph\u00ed.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110\u1ec3 mua b\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, t\u1ed1t nh\u1ea5t b\u1ea1n n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb ba vi\u1ec7c: x\u00e1c \u0111\u1ecbnh m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa, ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft v\u00e0 chu\u1ea9n b\u1ecb c\u00e1c gi\u1ea5y t\u1edd. M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf ph\u00f9 h\u1ee3p s\u1ebd gi\u00fap ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i tr\u00e1nh \u0111\u01b0\u1ee3c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cao v\u00e0 \u0111\u01a1n gi\u1ea3n h\u00f3a c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh t\u1ea1i Ba Lan. Tr\u01b0\u1edbc khi mua g\u00f3i b\u1ea3o hi\u1ec3m, h\u00e3y so s\u00e1nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m, m\u1ee9c gi\u1edbi h\u1ea1n, \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u0169ng nh\u01b0 c\u00e1ch th\u1ee9c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 y t\u1ebf. N\u1ebfu b\u1ea1n mu\u1ed1n ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng g\u1eb7p r\u1ee7i ro kh\u00f4ng c\u1ea7n thi\u1ebft, h\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c ph\u00e2n t\u00edch nhu c\u1ea7u c\u1ee7a m\u00ecnh, sau \u0111\u00f3 m\u1edbi xem x\u00e9t gi\u00e1 c\u1ea3 v\u00e0 ti\u1ebfn h\u00e0nh mua.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh gi\u00fap chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. \u0110\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, \u0111\u00e2y l\u00e0\u2026<\/p>","protected":false},"author":2,"featured_media":3448,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[15],"tags":[18,21,19,24,17],"class_list":["post-3449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-zdrowotne-cudzoziemcow","tag-dokument-ubezpieczenia","tag-koszty-leczenia-cudzoziemca","tag-polisa-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne","tag-zaswiadczenie-o-ubezpieczeniu"],"acf":[],"yoast_head":"<!-- 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