{"id":3472,"date":"2026-06-24T14:10:15","date_gmt":"2026-06-24T12:10:15","guid":{"rendered":"https:\/\/insurancevisa.pl\/nieskategoryzowane\/jak-zglosic-szkode-z-polisy-medycznej-w-polsce\/"},"modified":"2026-09-05T12:33:05","modified_gmt":"2026-09-05T10:33:05","slug":"lam-the-nao-de-khai-bao-boi-thuong-theo-hop-dong-bao-hiem-y-te-tai-ba-lan","status":"publish","type":"post","link":"https:\/\/insurancevisa.pl\/vi\/poradnik\/ubezpieczenie-zdrowotne-cudzoziemcow\/jak-zglosic-szkode-z-polisy-medycznej-w-polsce\/","title":{"rendered":"C\u00e1ch khai b\u00e1o b\u1ed3i th\u01b0\u1eddng theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Th\u00f4ng b\u00e1o v\u1ec1 thi\u1ec7t h\u1ea1i<\/strong> \u0110\u00e2y l\u00e0 th\u1ee7 t\u1ee5c ch\u00ednh th\u1ee9c \u0111\u1ec3 th\u00f4ng b\u00e1o cho c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1ec1 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf. N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 khai b\u00e1o s\u1ef1 c\u1ed1 theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea3i h\u00e0nh \u0111\u1ed9ng nhanh ch\u00f3ng, thu th\u1eadp \u0111\u1ea7y \u0111\u1ee7 c\u00e1c t\u00e0i li\u1ec7u v\u00e0 ki\u1ec3m tra c\u00e1c quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c n\u00eau trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU). Tr\u00ean th\u1ef1c t\u1ebf, m\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1ea1t \u0111\u1ed9ng theo h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t th\u00f4ng qua trung t\u00e2m c\u1ea5p c\u1ee9u, trong khi m\u1ed9t s\u1ed1 kh\u00e1c y\u00eau c\u1ea7u b\u1ea1n t\u1ef1 thanh to\u00e1n tr\u01b0\u1edbc r\u1ed3i sau \u0111\u00f3 n\u1ed9p \u0111\u01a1n xin ho\u00e0n tr\u1ea3. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch quy tr\u00ecnh khai b\u00e1o t\u1ed5n th\u1ea5t b\u1ea3o hi\u1ec3m y t\u1ebf di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o, nh\u1eefng gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ec3 khai b\u00e1o t\u1ed5n th\u1ea5t l\u00e0 g\u00ec v\u00e0 c\u00e1ch th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c ho\u00e0n tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1eebng b\u01b0\u1edbc m\u1ed9t.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-zgloszenie-szkody\">Th\u00f4ng b\u00e1o y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#jak-zglosic-szkode-krok-po-kroku\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 khai b\u00e1o thi\u1ec7t h\u1ea1i t\u1eebng b\u01b0\u1edbc m\u1ed9t?<\/a><\/li>\n<li><a href=\"#jakie-dokumenty-przygotowac\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o khi x\u1ea3y ra s\u1ef1 c\u1ed1?<\/a><\/li>\n<li><a href=\"#najczestsze-bledy-i-terminy\">Nh\u1eefng l\u1ed7i v\u00e0 thu\u1eadt ng\u1eef n\u00e0o l\u00e0 quan tr\u1ecdng?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-zgloszenie-szkody\" class=\"kt-adv-heading\">Th\u00f4ng b\u00e1o y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Th\u00f4ng b\u00e1o y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 vi\u1ec7c cung c\u1ea5p cho c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u00f4ng tin v\u1ec1 b\u1ec7nh t\u1eadt, tai n\u1ea1n ho\u1eb7c c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb \u0111\u00e3 ph\u00e1t sinh, thu\u1ed9c ph\u1ea1m vi b\u1ea3o hi\u1ec3m. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m vi\u1ec7c li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u tr\u01b0\u1edbc khi \u0111i\u1ec1u tr\u1ecb ho\u1eb7c n\u1ed9p \u0111\u01a1n xin ho\u00e0n tr\u1ea3 chi ph\u00ed sau khi \u0111\u00e3 thanh to\u00e1n chi ph\u00ed kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m ho\u1eb7c thu\u1ed1c men.<\/p>\n<p>Trong nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, ph\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt, ch\u1ea9n \u0111o\u00e1n v\u00e0 c\u00e1c th\u1ee7 thu\u1eadt ngo\u1ea1i tr\u00fa, mi\u1ec5n l\u00e0 nh\u1eefng chi ph\u00ed n\u00e0y l\u00e0 c\u1ea7n thi\u1ebft v\u1ec1 m\u1eb7t y t\u1ebf. Theo th\u00f4ng tin trong \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU), c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 thanh to\u00e1n tr\u1ef1c ti\u1ebfp cho c\u01a1 s\u1edf y t\u1ebf ho\u1eb7c ho\u00e0n tr\u1ea3 ti\u1ec1n cho ng\u01b0\u1eddi th\u1ef1c t\u1ebf \u0111\u00e3 chi tr\u1ea3 chi ph\u00ed. Vi\u1ec7c ho\u00e0n tr\u1ea3 th\u01b0\u1eddng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n d\u1ef1a tr\u00ean c\u00e1c h\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb thanh to\u00e1n mang t\u00ean ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng, trong ph\u1ea1m vi s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng.<\/p>\n<p>V\u00ec v\u1eady, tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, b\u1ea1n n\u00ean ki\u1ec3m tra kh\u00f4ng ch\u1ec9 s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n c\u1ea3 c\u00e1c m\u1ee9c b\u1ed3i th\u01b0\u1eddng, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m v\u00e0 c\u00e1ch li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m. Vi\u1ec7c t\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 ch\u1ee7 \u0111\u1ec1 n\u00e0y c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/insurancevisa.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>, nh\u1eb1m \u0111\u00e1nh gi\u00e1 ch\u00ednh x\u00e1c h\u01a1n quy m\u00f4 chi ti\u00eau v\u00e0 ph\u1ea1m vi b\u1ea3o v\u1ec7 c\u1ea7n thi\u1ebft.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu t\u00ecnh hu\u1ed1ng kh\u1ea9n c\u1ea5p, tr\u01b0\u1edbc ti\u00ean h\u00e3y li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u \u0111\u01b0\u1ee3c ghi trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, \u0111\u00e2y l\u00e0 c\u00e1ch nhanh nh\u1ea5t \u0111\u1ec3 s\u1eafp x\u1ebfp vi\u1ec7c \u0111i\u1ec1u tr\u1ecb m\u00e0 kh\u00f4ng ph\u1ea3i t\u1ef1 chi tr\u1ea3.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-zglosic-szkode-krok-po-kroku\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 khai b\u00e1o thi\u1ec7t h\u1ea1i t\u1eebng b\u01b0\u1edbc m\u1ed9t?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n bi\u1ebft c\u00e1ch khai b\u00e1o b\u1ed3i th\u01b0\u1eddng theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan, h\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c x\u00e1c \u0111\u1ecbnh h\u00ecnh th\u1ee9c thanh to\u00e1n. Trong tr\u01b0\u1eddng h\u1ee3p \u0111i\u1ec1u tr\u1ecb kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, tr\u01b0\u1edbc ti\u00ean b\u1ea1n h\u00e3y g\u1ecdi \u0111\u1ebfn trung t\u00e2m c\u1ea5p c\u1ee9u, m\u00f4 t\u1ea3 c\u00e1c tri\u1ec7u ch\u1ee9ng v\u00e0 cung c\u1ea5p s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Sau \u0111\u00f3, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 s\u1eafp x\u1ebfp l\u1ecbch kh\u00e1m, c\u00e1c x\u00e9t nghi\u1ec7m ho\u1eb7c nh\u1eadp vi\u1ec7n v\u00e0 thanh to\u00e1n tr\u1ef1c ti\u1ebfp c\u00e1c chi ph\u00ed n\u00e0y.<\/p>\n<p>V\u1edbi m\u00f4 h\u00ecnh ho\u00e0n tr\u1ea3, tr\u01b0\u1edbc ti\u00ean b\u1ea1n ph\u1ea3i thanh to\u00e1n chi ph\u00ed d\u1ecbch v\u1ee5 y t\u1ebf, sau \u0111\u00f3 m\u1edbi n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. Th\u00f4ng th\u01b0\u1eddng, vi\u1ec7c n\u00e0y \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n qua bi\u1ec3u m\u1eabu tr\u1ef1c tuy\u1ebfn, email ho\u1eb7c \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng. Tr\u00ean th\u1ef1c t\u1ebf, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd y\u00eau c\u1ea7u s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c, h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 s\u1ed1 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. Sau khi \u0111\u0103ng k\u00fd y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn c\u00f9ng th\u00f4ng tin v\u1ec1 vi\u1ec7c c\u00f3 c\u1ea7n n\u1ed9p th\u00eam t\u00e0i li\u1ec7u k\u00e8m theo hay kh\u00f4ng.<\/p>\n<h3>Quy tr\u00ecnh ho\u00e0n tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1eebng b\u01b0\u1edbc m\u1ed9t<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, quy tr\u00ecnh n\u00e0y t\u01b0\u01a1ng t\u1ef1 nhau \u1edf c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c nhau. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y thu th\u1eadp \u0111\u1ea7y \u0111\u1ee7 c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111i\u1ec1u tr\u1ecb. Ti\u1ebfp theo, \u0111i\u1ec1n v\u00e0o m\u1eabu \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng theo th\u00f4ng tin trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Sau \u0111\u00f3, \u0111\u00ednh k\u00e8m c\u00e1c h\u00f3a \u0111\u01a1n, bi\u00ean lai v\u00e0 ch\u1ee9ng t\u1eeb thanh to\u00e1n. Cu\u1ed1i c\u00f9ng, h\u00e3y theo d\u00f5i c\u00e1c th\u01b0 t\u1eeb trao \u0111\u1ed5i, v\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1ea1n b\u1ed5 sung t\u00e0i li\u1ec7u ho\u1eb7c cung c\u1ea5p th\u00eam gi\u1ea3i th\u00edch.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 1:<\/strong> H\u00e3y ki\u1ec3m tra s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea1m vi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 2:<\/strong> H\u00e3y li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m b\u00e1o \u0111\u1ed9ng ho\u1eb7c b\u1ed9 ph\u1eadn x\u1eed l\u00fd b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 3:<\/strong> H\u00e3y m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c, ng\u00e0y th\u00e1ng, \u0111\u1ecba \u0111i\u1ec3m v\u00e0 qu\u00e1 tr\u00ecnh \u0111i\u1ec1u tr\u1ecb.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 4:<\/strong> Vui l\u00f2ng \u0111\u00ednh k\u00e8m h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 c\u00e1c h\u00f3a \u0111\u01a1n c\u00f3 ghi t\u00ean ng\u01b0\u1eddi nh\u1eadn.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u01b0\u1edbc 5:<\/strong> Vui l\u00f2ng cung c\u1ea5p s\u1ed1 t\u00e0i kho\u1ea3n \u0111\u1ec3 nh\u1eadn ti\u1ec1n ho\u00e0n l\u1ea1i v\u00e0 ch\u1edd quy\u1ebft \u0111\u1ecbnh.<\/span><\/li>\n<\/ul>\n<\/div>\n<p>N\u1ebfu b\u1ea1n m\u1edbi b\u1eaft \u0111\u1ea7u t\u1ed5 ch\u1ee9c c\u00f4ng t\u00e1c b\u1ea3o v\u1ec7 s\u1ee9c kh\u1ecfe, cu\u1ed1n c\u1ea9m nang v\u1ec1 <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/thi-thuc-vao-ba-lan\/thu-tuc-mua-bao-hiem-cho-thi-thuc-lao-dong-tung-buoc-mot\/\">b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c lao \u0111\u1ed9ng<\/a>, v\u00ec n\u00f3 gi\u1ea3i th\u00edch c\u00e1ch \u0111\u1ecdc c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi mua.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakie-dokumenty-przygotowac\" class=\"kt-adv-heading\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o khi x\u1ea3y ra s\u1ef1 c\u1ed1?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn v\u1ee5 b\u1ed3i th\u01b0\u1eddng c\u00f3 \u00fd ngh\u0129a then ch\u1ed1t, v\u00ec tr\u00ean c\u01a1 s\u1edf \u0111\u00f3, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u00e1nh gi\u00e1 t\u00ednh h\u1ee3p l\u1ec7 c\u1ee7a vi\u1ec7c ho\u00e0n tr\u1ea3. Th\u00f4ng th\u01b0\u1eddng, c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft bao g\u1ed3m: s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, m\u1eabu \u0111\u01a1n khai b\u00e1o, gi\u1ea5y t\u1edd t\u00f9y th\u00e2n, h\u1ed3 s\u01a1 y t\u1ebf, \u0111\u01a1n thu\u1ed1c, k\u1ebft qu\u1ea3 x\u00e9t nghi\u1ec7m v\u00e0 c\u00e1c h\u00f3a \u0111\u01a1n ho\u1eb7c bi\u00ean lai ghi r\u00f5 t\u00ean ng\u01b0\u1eddi nh\u1eadn. C\u00e1c ch\u1ee9ng t\u1eeb thanh to\u00e1n c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m, b\u1edfi v\u00ec nhi\u1ec1u \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) quy \u0111\u1ecbnh r\u00f5 r\u00e0ng r\u1eb1ng vi\u1ec7c ho\u00e0n tr\u1ea3 chi ph\u00ed \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n d\u1ef1a tr\u00ean h\u00f3a \u0111\u01a1n g\u1ed1c v\u00e0 c\u00e1c ch\u1ee9ng t\u1eeb x\u00e1c nh\u1eadn thanh to\u00e1n.<\/p>\n<p>C\u1ea7n \u0111\u1ea3m b\u1ea3o t\u00ednh nh\u1ea5t qu\u00e1n c\u1ee7a h\u1ed3 s\u01a1. M\u00f4 t\u1ea3 v\u1ec1 l\u1ea7n kh\u00e1m b\u1ec7nh ph\u1ea3i kh\u1edbp v\u1edbi ch\u1ea9n \u0111o\u00e1n, ng\u00e0y kh\u00e1m v\u00e0 h\u00f3a \u0111\u01a1n \u0111\u00e3 l\u1eadp. N\u1ebfu t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c vi\u1ebft b\u1eb1ng ti\u1ebfng n\u01b0\u1edbc ngo\u00e0i, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1ea3n d\u1ecbch. Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u0169ng n\u00ean gi\u1eef l\u1ea1i b\u1ea3n sao h\u1ed9 chi\u1ebfu ho\u1eb7c gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa, v\u00ec \u0111\u00e2y l\u00e0 b\u1eb1ng ch\u1ee9ng x\u00e1c nh\u1eadn danh t\u00ednh c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/p>\n<h3>C\u00e1c t\u00e0i li\u1ec7u \u0111\u00ednh k\u00e8m th\u01b0\u1eddng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u nh\u1ea5t<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m:<\/strong> x\u00e1c \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>M\u1eabu \u0111\u01a1n khai b\u00e1o thi\u1ec7t h\u1ea1i:<\/strong> bao g\u1ed3m m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c v\u00e0 th\u00f4ng tin li\u00ean l\u1ea1c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u1ed3 s\u01a1 y t\u1ebf:<\/strong> h\u1ed3 s\u01a1 kh\u00e1m b\u1ec7nh, ch\u1ea9n \u0111o\u00e1n, ch\u1ec9 \u0111\u1ecbnh, k\u1ebft qu\u1ea3 x\u00e9t nghi\u1ec7m.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u00f3a \u0111\u01a1n v\u00e0 ch\u1ee9ng t\u1eeb:<\/strong> T\u1ed1t nh\u1ea5t l\u00e0 ghi t\u00ean ng\u01b0\u1eddi nh\u1eadn, k\u00e8m theo t\u00ean d\u1ecbch v\u1ee5 v\u00e0 ng\u00e0y th\u00e1ng.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>X\u00e1c nh\u1eadn thanh to\u00e1n:<\/strong> h\u00f3a \u0111\u01a1n, bi\u00ean lai chuy\u1ec3n kho\u1ea3n ho\u1eb7c bi\u00ean lai thanh to\u00e1n b\u1eb1ng th\u1ebb.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng:<\/strong> c\u1ea7n thi\u1ebft \u0111\u1ec3 nh\u1eadn kho\u1ea3n ho\u00e0n tr\u1ea3.<\/span><\/li>\n<\/ul>\n<\/div>\n<p>B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u00eam c\u00e1c l\u1eddi khuy\u00ean thi\u1ebft th\u1ef1c trong t\u00e0i li\u1ec7u n\u00e0y <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/bao-hiem-y-te-cho-nguoi-nuoc-ngoai\/danh-sach-cac-giay-to-can-thiet-de-lam-thu-tuc-bao-hiem-cho-nguoi-nuoc-ngoai\/\">c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>, gi\u00fap s\u1eafp x\u1ebfp c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">\u0110\u1eebng v\u1ee9t b\u1ecf b\u1ea3n g\u1ed1c c\u1ee7a c\u00e1c h\u00f3a \u0111\u01a1n v\u00e0 gi\u1ea5y ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129. Ngay c\u1ea3 khi b\u1ea1n g\u1eedi b\u1ea3n scan, c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1eabn c\u00f3 th\u1ec3 y\u00eau c\u1ea7u xem b\u1ea3n g\u1ed1c c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u n\u00e0y sau n\u00e0y.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"najczestsze-bledy-i-terminy\" class=\"kt-adv-heading\">Nh\u1eefng l\u1ed7i v\u00e0 thu\u1eadt ng\u1eef n\u00e0o l\u00e0 quan tr\u1ecdng?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Sai l\u1ea7m ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 th\u00f4ng b\u00e1o thi\u1ec7t h\u1ea1i qu\u00e1 mu\u1ed9n. M\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u ph\u1ea3i li\u00ean h\u1ec7 ngay l\u1eadp t\u1ee9c v\u1edbi trung t\u00e2m kh\u1ea9n c\u1ea5p, trong khi m\u1ed9t s\u1ed1 kh\u00e1c quy \u0111\u1ecbnh th\u1eddi h\u1ea1n c\u1ee5 th\u1ec3 \u0111\u1ec3 g\u1eedi h\u1ed3 s\u01a1. C\u0169ng c\u00f3 tr\u01b0\u1eddng h\u1ee3p \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) quy \u0111\u1ecbnh c\u00e1c ngh\u0129a v\u1ee5 b\u1ed5 sung sau khi tr\u1edf v\u1ec1 ho\u1eb7c sau khi k\u1ebft th\u00fac \u0111i\u1ec1u tr\u1ecb. Do \u0111\u00f3, b\u1ea1n c\u1ea7n lu\u00f4n ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee5 th\u1ec3 c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh.<\/p>\n<p>V\u1ea5n \u0111\u1ec1 ph\u1ed5 bi\u1ebfn th\u1ee9 hai l\u00e0 thi\u1ebfu h\u1ed3 s\u01a1 \u0111\u1ea7y \u0111\u1ee7. Ch\u1ec9 c\u00f3 h\u00f3a \u0111\u01a1n m\u00e0 kh\u00f4ng k\u00e8m theo ch\u1ea9n \u0111o\u00e1n y t\u1ebf c\u00f3 th\u1ec3 l\u00e0 ch\u01b0a \u0111\u1ee7. T\u01b0\u01a1ng t\u1ef1, h\u1ed3 s\u01a1 y t\u1ebf m\u00e0 kh\u00f4ng c\u00f3 ch\u1ee9ng t\u1eeb thanh to\u00e1n c\u0169ng kh\u00f4ng \u0111\u1ee7 c\u01a1 s\u1edf \u0111\u1ec3 \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i chi tr\u1ea3 n\u1ebfu chi ph\u00ed \u0111\u00f3 kh\u00f4ng n\u1eb1m trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m, thu\u1ed9c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m ho\u1eb7c \u0111\u00e3 \u0111\u01b0\u1ee3c chi tr\u1ea3 t\u1eeb m\u1ed9t h\u1ec7 th\u1ed1ng c\u00f4ng c\u1ed9ng kh\u00e1c.<\/p>\n<p>C\u0169ng c\u1ea7n l\u01b0u \u00fd r\u1eb1ng kh\u00f4ng ph\u1ea3i m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec1u ho\u1ea1t \u0111\u1ed9ng gi\u1ed1ng nhau. M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng quy \u0111\u1ecbnh m\u1ee9c kh\u1ea5u tr\u1eeb to\u00e0n b\u1ed9, gi\u1edbi h\u1ea1n chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa ho\u1eb7c ch\u1ec9 ho\u00e0n tr\u1ea3 t\u1ed1i \u0111a b\u1eb1ng m\u1ee9c b\u1ea3o hi\u1ec3m. N\u1ebfu b\u1ea1n \u0111ang trong giai \u0111o\u1ea1n l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m, h\u00e3y tham kh\u1ea3o th\u00eam h\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/thi-thuc-vao-ba-lan\/bao-hiem-du-lich-schengen-2026-lua-chon\/\">L\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen<\/a>, \u0111\u1ec3 tr\u00e1nh g\u1eb7p ph\u1ea3i c\u00e1c v\u1ea5n \u0111\u1ec1 khi gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i sau n\u00e0y.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 khai b\u00e1o b\u1ed3i th\u01b0\u1eddng theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan n\u1ebfu t\u00f4i \u0111\u00e3 \u0111i kh\u00e1m t\u1ea1i ph\u00f2ng kh\u00e1m t\u01b0 nh\u00e2n?<\/h3>\n<p>N\u1ebfu b\u1ea1n \u0111\u00e3 t\u1ef1 chi tr\u1ea3 chi ph\u00ed kh\u00e1m b\u1ec7nh, th\u00f4ng th\u01b0\u1eddng b\u1ea1n s\u1ebd n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u ho\u00e0n tr\u1ea3 cho c\u00f4ng ty b\u1ea3o hi\u1ec3m. B\u1ea1n c\u1ea7n c\u00f3 m\u1eabu \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, h\u1ed3 s\u01a1 y t\u1ebf, h\u00f3a \u0111\u01a1n ghi t\u00ean ng\u01b0\u1eddi nh\u1eadn v\u00e0 bi\u00ean lai thanh to\u00e1n. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m d\u1ecbch v\u1ee5 \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa theo h\u00ecnh th\u1ee9c n\u00e0y hay kh\u00f4ng.<\/p>\n<h3>C\u00f3 ph\u1ea3i l\u00fac n\u00e0o c\u0169ng ph\u1ea3i g\u1ecdi \u0111\u1ebfn trung t\u00e2m c\u1ea5p c\u1ee9u kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng v\u1eady, nh\u01b0ng \u0111i\u1ec1u n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c khuy\u1ebfn ngh\u1ecb ho\u1eb7c y\u00eau c\u1ea7u trong tr\u01b0\u1eddng h\u1ee3p \u0111i\u1ec1u tr\u1ecb t\u1ed1n k\u00e9m, nh\u1eadp vi\u1ec7n ho\u1eb7c s\u1eafp x\u1ebfp d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3. Li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u s\u1ebd t\u0103ng c\u01a1 h\u1ed9i thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. N\u1ebfu b\u1ea1n kh\u00f4ng ch\u1eafc ch\u1eafn, h\u00e3y tham kh\u1ea3o \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u0169ng nh\u01b0 th\u00f4ng tin li\u00ean h\u1ec7 tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<h3>Nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o li\u00ean quan \u0111\u1ebfn v\u1ee5 tai n\u1ea1n l\u00e0 quan tr\u1ecdng nh\u1ea5t?<\/h3>\n<p>Nh\u1eefng t\u00e0i li\u1ec7u quan tr\u1ecdng nh\u1ea5t bao g\u1ed3m s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, m\u1eabu \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, h\u1ed3 s\u01a1 y t\u1ebf, c\u00f9ng c\u00e1c h\u00f3a \u0111\u01a1n v\u00e0 ch\u1ee9ng t\u1eeb thanh to\u00e1n. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u cung c\u1ea5p \u0111\u01a1n thu\u1ed1c, k\u1ebft qu\u1ea3 x\u00e9t nghi\u1ec7m v\u00e0 s\u1ed1 t\u00e0i kho\u1ea3n \u0111\u1ec3 ho\u00e0n tr\u1ea3 ti\u1ec1n. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, gi\u1ea5y t\u1edd t\u00f9y th\u00e2n ho\u1eb7c gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa c\u0169ng r\u1ea5t h\u1eefu \u00edch.<\/p>\n<h3>Th\u1ee7 t\u1ee5c khai b\u00e1o t\u1ed5n th\u1ea5t trong b\u1ea3o hi\u1ec3m y t\u1ebf m\u1ea5t bao l\u00e2u?<\/h3>\n<p>Ch\u1ec9 ri\u00eang vi\u1ec7c g\u1eedi \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng c\u0169ng c\u00f3 th\u1ec3 m\u1ea5t kho\u1ea3ng h\u01a1n ch\u1ee5c ph\u00fat n\u1ebfu b\u1ea1n \u0111\u00e3 chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1. Th\u1eddi gian x\u1eed l\u00fd ph\u1ee5 thu\u1ed9c v\u00e0o t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3 v\u00e0 vi\u1ec7c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 y\u00eau c\u1ea7u gi\u1ea3i tr\u00ecnh th\u00eam hay kh\u00f4ng. Do \u0111\u00f3, t\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean g\u1eedi ngay b\u1ed9 h\u1ed3 s\u01a1 \u0111\u1ea7y \u0111\u1ee7 k\u00e8m theo c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan.<\/p>\n<h3>T\u00f4i c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ho\u00e0n l\u1ea1i chi ph\u00ed \u0111i\u1ec1u tr\u1ecb theo t\u1eebng b\u01b0\u1edbc v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a m\u00ecnh kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, theo m\u00f4 h\u00ecnh ho\u00e0n tr\u1ea3, kho\u1ea3n ti\u1ec1n ho\u00e0n l\u1ea1i th\u01b0\u1eddng \u0111\u01b0\u1ee3c chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a ng\u01b0\u1eddi \u0111\u00e3 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. B\u1ea1n ph\u1ea3i cung c\u1ea5p s\u1ed1 t\u00e0i kho\u1ea3n ch\u00ednh x\u00e1c v\u00e0 \u0111\u00ednh k\u00e8m c\u00e1c ch\u1ee9ng t\u1eeb thanh to\u00e1n. M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh vi\u1ec7c thanh to\u00e1n b\u1eb1ng \u0111\u1ed3ng zloty Ba Lan, ngay c\u1ea3 khi m\u1ed9t ph\u1ea7n chi ph\u00ed \u0111\u01b0\u1ee3c thanh to\u00e1n b\u1eb1ng lo\u1ea1i ti\u1ec1n t\u1ec7 kh\u00e1c.<\/p>\n<h3>Ph\u1ea3i l\u00e0m g\u00ec n\u1ebfu thi\u1ebfu m\u1ed9t t\u00e0i li\u1ec7u?<\/h3>\n<p>T\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean khai b\u00e1o thi\u1ec7t h\u1ea1i \u0111\u00fang h\u1ea1n, v\u00e0 g\u1eedi b\u1ed5 sung t\u00e0i li\u1ec7u c\u00f2n thi\u1ebfu sau \u0111\u00f3 theo y\u00eau c\u1ea7u c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. Sau khi ghi nh\u1eadn \u0111\u01a1n khai b\u00e1o, nhi\u1ec1u c\u00f4ng ty s\u1ebd th\u00f4ng b\u00e1o nh\u1eefng gi\u1ea5y t\u1edd c\u00f2n thi\u1ebfu c\u1ea7n b\u1ed5 sung. M\u1ed9t th\u00f3i quen t\u1ed1t l\u00e0 b\u1ea1n n\u00ean l\u01b0u gi\u1eef b\u1ea3n sao c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c t\u1ec7p tin v\u00e0 tin nh\u1eafn \u0111\u00e3 g\u1eedi \u0111i.<\/p>\n<h3>L\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, t\u00f4i n\u00ean t\u00ecm s\u1ef1 gi\u00fap \u0111\u1ee1 \u1edf \u0111\u00e2u?<\/h3>\n<p>Tr\u01b0\u1edbc ti\u00ean, h\u00e3y li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m ho\u1eb7c trung t\u00e2m kh\u1ea9n c\u1ea5p \u0111\u01b0\u1ee3c ghi trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. C\u00e1c h\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/insurancevisa.pl\/vi\/cam-nang\/bao-hiem-y-te-cho-nguoi-nuoc-ngoai\/\">b\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a> tr\u00ean trang insurancevisa.pl, n\u01a1i gi\u1ea3i th\u00edch c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u1ea1i Ba Lan.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n ho\u00e0n t\u1ea5t quy tr\u00ecnh m\u1ed9t c\u00e1ch su\u00f4n s\u1ebb, h\u00e3y nh\u1edb r\u1eb1ng c\u00e1ch th\u1ee9c khai b\u00e1o b\u1ed3i th\u01b0\u1eddng theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan ch\u1ee7 y\u1ebfu ph\u1ee5 thu\u1ed9c v\u00e0o lo\u1ea1i h\u1ee3p \u0111\u1ed3ng v\u00e0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. \u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 li\u00ean h\u1ec7 nhanh ch\u00f3ng v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m, chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng v\u00e0 theo d\u00f5i c\u00e1c m\u1ed1c th\u1eddi gian. M\u1ed9t h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c chu\u1ea9n b\u1ecb k\u1ef9 l\u01b0\u1ee1ng s\u1ebd t\u0103ng c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb m\u1ed9t c\u00e1ch su\u00f4n s\u1ebb theo t\u1eebng b\u01b0\u1edbc. N\u1ebfu b\u1ea1n c\u1ea7n h\u1ed7 tr\u1ee3 trong vi\u1ec7c l\u1ef1a ch\u1ecdn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c t\u00ecm hi\u1ec3u c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh, h\u00e3y tham kh\u1ea3o c\u00e1c t\u00e0i li\u1ec7u h\u01b0\u1edbng d\u1eabn tr\u00ean insurancevisa.pl v\u00e0 so s\u00e1nh c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh mua.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Th\u00f4ng b\u00e1o b\u1ed3i th\u01b0\u1eddng l\u00e0 th\u1ee7 t\u1ee5c ch\u00ednh th\u1ee9c nh\u1eb1m th\u00f4ng b\u00e1o cho c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1ec1 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u1ea7n \u0111\u01b0\u1ee3c chi tr\u1ea3 theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf. N\u1ebfu\u2026<\/p>","protected":false},"author":2,"featured_media":3471,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[15],"tags":[18,21,19,24,17],"class_list":["post-3472","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-zdrowotne-cudzoziemcow","tag-dokument-ubezpieczenia","tag-koszty-leczenia-cudzoziemca","tag-polisa-dla-cudzoziemca","tag-ubezpieczenie-zdrowotne","tag-zaswiadczenie-o-ubezpieczeniu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Jak zg\u0142osi\u0107 szkod\u0119 z polisy medycznej w Polsce - Insurance VISA<\/title>\n<meta name=\"description\" content=\"Jak zg\u0142osi\u0107 szkod\u0119 z polisy medycznej w Polsce? 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